I had my 401k turned off earlier in the year because I was following Dave Ramsey advice of getting out of debt. But luckily after carefully watching the market and realizing that I was loosing out of my employers match contributions, I turned my 401k back on mid summer. Now I am glad that I did because market jumped back up and to the Dow did hit 10000 again..well at least for a little while and I did see profit of 35% of my investments. But if the market does go again I figure I still a long time before I will ever need it.

My dad recently contacted me about a vacation that he and my step mom’s family were going on to Orlando. They had made the reservations and bought the tickets. Unfortunately for her, my step mom’s brother had a surgery go wrong and wasn’t able to come on the trip. They then offered to bring my family and me to come along. At first I was very excited. But after a few days, my anticipation for the trip faded away. Yes, most of the trip was already paid for, but I am in no real position to go out of state on vacation. Once food, gas, and gifts from Disney World, this will be very costly to me and my family. I also have to worry about expenses in December. I have to buy tags for my two cars and Christmas gifts for my kids and extended family. It is going to be very hard me to budget this trip and maybe just cancel it. Luckily, I still have some more time to think about. Heck, I might just put it on a credit card.